How to Activate Your Wells Fargo Credit Card

Wells Fargo offers several different personal credit products that can meet various needs. One of their most popular products is a secured line of credit. College, cash back, and American Express credit cards are available as well.

To activate your Wells Fargo credit card, it is as easy as signing into your online profile. Just enter your user name and password when prompted, go to your credit account and follow the activation prompts.

You can also complete your Wells Fargo credit card activation through their new mobile app.

Some credit cards have been assigned a PIN by Wells Fargo. This may allow users to activate their card at a Wells Fargo ATM. Just use it with the PIN for the first time at the ATM and it will activate. The PIN will be mailed separately from the card, however, so it may be necessary to wait up to 5-7 business days to complete this activation method.

You can also contact the Wells Fargo card activation phone number to complete this process. Just dial 1 (877) 294-6933.

Existing card holders may also contact Wells Fargo at 1 (800) 642-4720 for help with their credit card activation.

Why Choose to Use the Wells Fargo Credit Card?

Wells Fargo credit cards are designed to help people build or repair their credit history. It is also a useful tool for those who may be working or staying as a foreign national and unable to start a traditional banking account for some reason.

With the secured credit cards available from Wells Fargo, there is a $25 annual fee that is associated with the account. A minimum $300 deposit is required to begin a secured line of credit, with the credit line offered equal to the deposit made. It is a Visa card, so it can be used wherever that type of credit card is accepted.

College accounts may not require a deposit. Some secured credit cards by Wells Fargo may convert to an unsecured account over time for some card holders.

The APR on balance transfers and purchases with this line of credit is 19.74%, but variable based on the prime rate. Activities are then reported to the major credit bureaus.

Benefits of Choosing a Wells Fargo Credit Card

With Wells Fargo, activate new card benefits right away, such as having immediate access to over 13,000 branded ATMs for your card. For some accounts, if you forget your PIN or do not have the card on you, it is still possible to access cash if you have your phone. Just go to the Wells Fargo apps and request a one-time access code for the ATM and you can access your account.

Wells Fargo offers several cash back or rewards programs that are available with their credit cards as well. Each has unique rates, fees, APRs, and other terms to review, based on the type of credit being pursued.

The Wells Fargo credit card activation process is the same, no matter what line of credit has been approved for you.

View for more information about the Wells Fargo credit card.